denied roof claim 4

https://wiki-site.win/index.php/Navigating_a_Roof_Insurance_Claim_in_Austin:_What_Homeowners_Need_to_Know

My insurance company just denied my claim for a new roof after that big storm last spring. They said it's due to 'pre-existing wear and tear,' but the damage was clearly from fallen tree branches. Now I'm stuck trying to figure out how to appeal this decision without spending more money on a contractor's report they might ignore.