Inherited a Rolex and wondering whether to sell or use a collateral loan?...

https://sundial.csun.edu/219365/sundialbrandstudio/sundial-marketplace/that-watch-your-grandpa-left-you-might-be-worth-more-than-your-textbooks-combined/

Inherited a Rolex and wondering whether to sell or use a collateral loan? Knowing the difference between insurance value and resale value is key. Insurance value covers replacement costs, often higher than what you’d get selling